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| -rw-r--r-- | content/blog/identity-theft-germany.md | 69 |
1 files changed, 62 insertions, 7 deletions
diff --git a/content/blog/identity-theft-germany.md b/content/blog/identity-theft-germany.md index 0f412c3..7d7e64a 100644 --- a/content/blog/identity-theft-germany.md +++ b/content/blog/identity-theft-germany.md @@ -61,14 +61,65 @@ Here is the list of things I have done so far: - [ ] Don't scan (QR Codes) or click any `POSTIDENT`/`WEB ID` links. - [ ] File a police report about suspected internet fraudulent activity on one of the following: - - Berlin police portal: https://www.internetwache-polizei-berlin.de + - Berlin police portal: [https://www.internetwache-polizei-berlin.de][2] - Germany police portal (redirects to local portal): https://portal.onlinewache.polizei.de/de/ - [ ] Keep a copy of the filed police report and the **procedure number**, you **WILL** need it later. - [ ] Notify the issuing bank of "identity fraud" or "Identitätsbetrug". - If possible go to the issuing bank and report this with evidence (ideally the police **procedure number** ).[^3] - [ ] Notify your bank about fraudulent activities done in your name.[^4] -- [ ] Request a (free) [SCHUFA data copy][4] here: https://www.meineschufa.de/dakobs/ -- [ ] ["Register identity fraud"][5] on the SCHUFA platform (can do it over email). + - <details> + <summary>English template</summary> + <blockquote> + + **Subject:** Identity Fraud Report + Dear Sir/Madam, + + I am writing to report that my personal data (name, address, date of birth) + has been stolen and is being used to fraudulently open accounts or apply for loans in my name without my consent. + + I have filed a police report regarding this matter (procedure number: **[NUMBER]**). + + I kindly request that you immediately freeze any accounts or loan applications associated with my personal details, + and confirm in writing that no credit or account has been opened in my name. + + Please do not hesitate to contact me for further information. + + Kind regards,<br> + [Your Name] + </blockquote> + </details> + - <details> + <summary>German template</summary> + <blockquote> + + **Subject:** Meldung von Identitätsbetrug + + Sehr geehrte Damen und Herren, + + ich möchte hiermit melden, dass meine persönlichen Daten (Name, Adresse, Geburtsdatum) + gestohlen wurden und missbräuchlich verwendet werden, um ohne meine Zustimmung Konten zu eröffnen oder Kredite + in meinem Namen zu beantragen. + + Ich habe diesbezüglich eine Anzeige bei der Polizei erstattet (Vorgangsnummer: **[NUMMER]**). + + Ich bitte Sie, alle mit meinen Daten verknüpften Konten oder Kreditanträge umgehend zu sperren und mir + schriftlich zu bestätigen, dass kein Kredit oder Konto in meinem Namen eröffnet wurde. + + Für Rückfragen stehe ich Ihnen gerne zur Verfügung. + + Mit freundlichen Grüßen,<br> + [Your Name] + + </blockquote> + </details> +- [ ] Request a (free) [SCHUFA datenkpie nach Art.15 DS-GVO][4]. +- [ ] Register identity fraud on the [SCHUFA platform][5] via email. + - [ ] Police report "Anzeige" or "Merkblatt-Opferschutz" with the procedure number. + - [ ] Info where the police report is being processed, you can get that from the police portal (ex. [Berlin][2]). + - [ ] Scanned copy of your ID. + - [ ] Read the information sheet on identity fraud from [SCHUFA website][5]. + - [ ] Fill and sign "consent to reporting identity fraud" document from [SCHUFA website][5]. + - [ ] Send the with the attached forms to the `identitaetsschutz(at)schufa(dot)de`. - Update the police report with any information that you get over time. Hopefully this saves someone the panic of figuring this out on their own.<br> @@ -86,12 +137,16 @@ informed me that they have informed the SCHUFA about this, cancelled the credit and will update the police incident report (which I provided them with a reference to), all of this while using my basic level German skills. -[^4]: Some online banks like "DKB" don't provide you with any way to talk to them -directly, but rather provide an "AI Assistant" that only speaks German, and can -"assist" you with your requests (and redirect you to pages that are not linked on the banking app/website), -because, if I'm in stress about losing my life-savings, or someone is taking a loan in my name, +[^4]: Some online banks like "DKB" don't provide you with any way to talk/contact to them directly, +but rather provide an "AI Assistant" that only speaks German, and can "assist" you with your requests, +because, if I'm stressed about losing my life-savings, or someone is taking a loan in my name, _the first thing I think about is how helpful would it be if I can talk to an AI Chat Bot right now!!!_ [1]: https://www.settle-in-berlin.com/playberlinflatquest/ +[2]: https://www.internetwache-polizei-berlin.de/index_start.html [4]: https://www.meineschufa.de/service/datenkopie [5]: https://www.schufa.de/en/contact-us/registration-identity-fraud/ + +<script> + document.querySelectorAll('input[type="checkbox"]').forEach(el => el.removeAttribute('disabled')); +</script> |